On 31 January 2026, it was reported that a new decree issued by the Council of Ministers will take effect in February, directing levies on bank loans, insurance premiums and other sources into the newly created Disaster Risk Response Fund. Insurance companies will be required to contribute 1% of all monthly premiums to the Fund.

Starting November 1st, 2025, companies looking to do business in China will be required to pay the full cost of their local insurance policy premiums up front before they can be considered officially covered.