International business comes with international risk. It’s a fact. Going international opens businesses up to risks and complexities that domestic businesses often don’t need to worry about. Since every country has different insurance laws, regulations, and requirements, it’s vital that every business considering expanding across the ocean conducts critical due diligence.

This MWB Global Risks Report provides a focused overview of Difference-in-Conditions (DIC), Difference-in-Limits (DIL), and Financial Interest (FI) coverage within multinational insurance programs. It examines how these coverage mechanisms help address differences in policy terms, conditions, limits, and regulatory requirements across jurisdictions, strengthening protection for organizations operating internationally.